:root{
  --navy:#0f2447; --blue:#2d6cdf; --aqua:#2bb8b3; --ink:#1f2a3d;
  --muted:#64748b; --bg:#f7fbff; --card:#fff; --line:#e5edf6;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}
a{text-decoration:none;color:inherit}.container{width:min(1120px,92%);margin:auto}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:72px}
.brand{font-weight:900;font-size:1.45rem;color:var(--navy);letter-spacing:-.03em}.brand span{color:var(--blue)}
nav{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end}
nav a{padding:10px 13px;border-radius:10px;color:#334155;font-weight:700;font-size:.92rem}
nav a:hover,nav a.active{background:#edf5ff;color:var(--blue)}
.cta{background:linear-gradient(135deg,var(--blue),var(--aqua));color:#fff!important;padding:11px 16px!important;border-radius:12px!important;box-shadow:0 8px 22px rgba(45,108,223,.22)}
.hero{padding:82px 0 48px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center}
.kicker{font-size:.85rem;font-weight:900;letter-spacing:.12em;color:var(--blue);text-transform:uppercase}
h1{font-size:clamp(2.7rem,6vw,5.2rem);line-height:.95;letter-spacing:-.055em;margin:.4rem 0 1.1rem;color:var(--navy)}
h2{font-size:clamp(1.8rem,4vw,3rem);line-height:1.05;letter-spacing:-.035em;color:var(--navy);margin:0 0 16px}
h3{color:var(--navy);margin:0 0 8px}.lead{font-size:1.18rem;color:#475569;max-width:680px}
.hero-card{background:linear-gradient(160deg,#fff,#eef7ff);border:1px solid var(--line);border-radius:28px;padding:30px;box-shadow:0 24px 60px rgba(15,36,71,.12)}
.orbit{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:18px}
.pill{padding:16px;border-radius:16px;background:#fff;border:1px solid var(--line);font-weight:800}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.btn{display:inline-block;padding:13px 18px;border-radius:12px;font-weight:800;border:1px solid var(--line);background:#fff;cursor:pointer}
.btn.primary{background:var(--navy);color:#fff;border-color:var(--navy)}
.section{padding:58px 0}.section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.problem-grid,.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:26px}
.card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:22px;box-shadow:0 10px 25px rgba(15,36,71,.05)}
.icon{font-size:1.55rem;margin-bottom:9px}.problem{font-weight:850;color:var(--navy);margin-bottom:6px}.small{font-size:.94rem;color:var(--muted)}
.band{padding:28px;border-radius:24px;background:linear-gradient(135deg,var(--navy),#183f78);color:#fff;margin-top:30px}
.band h2,.band h3{color:#fff}.band p{color:#d8e8ff}.footer{padding:35px 0;color:var(--muted);font-size:.92rem}
.page-hero{padding:70px 0 34px}.content{max-width:820px}
.steps{counter-reset:step;display:grid;gap:14px;margin-top:24px}
.step{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;display:grid;grid-template-columns:auto 1fr;gap:14px}
.step:before{counter-increment:step;content:counter(step);width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;font-weight:900}
details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px 18px;margin:10px 0}
summary{cursor:pointer;font-weight:850;color:var(--navy)}
form{display:grid;gap:14px;margin-top:24px}label{font-weight:800;font-size:.92rem}
input{width:100%;padding:13px;border:1px solid #cbd5e1;border-radius:11px;background:#fff;font:inherit}
.note{padding:14px 16px;border-radius:12px;background:#fff7ed;border:1px solid #fed7aa;color:#9a3412;font-size:.92rem}
@media(max-width:820px){.hero-grid{grid-template-columns:1fr}.problem-grid,.card-grid{grid-template-columns:1fr}.nav{align-items:flex-start;padding:14px 0}nav{gap:4px}nav a{padding:8px 9px;font-size:.82rem}.hero{padding-top:52px}}
@media(max-width:560px){.nav{display:block}.brand{display:block;margin-bottom:10px}nav{justify-content:flex-start}h1{font-size:2.7rem}}